Sorry, you need to enable JavaScript to visit this website.


APIs

0
No votes yet

Virtual Account System (1.0.0)(6 APIs included)

Virtual account is the concept of having multiple aliases or pseudonyms for an account. This allows a fintech partner to create multiple virtual accounts for a physical account maintained in Federal Bank. Funds can be transferred by the partner's customers, to these virtual accounts via various payment channels- NEFT, RTGS, IMPS etc. With Virtual Account System (VAS), one can generate exclusive virtual accounts for each of the customers, from payments are expected. This makes collection, accounting and reconciliation of multiple transactions in an account, easier.

0
No votes yet

UPI (1.0.0)(10 APIs included)

The Unified Payments Interface (UPI) is an instant, real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank transactions. It is a unique solution that can be used to transfer money and make payments using the Immediate Payments Service (IMPS). UPI is an initiative by NPCI, regulated by RBI. UPI works 24/7. Federal Bank offers the UPI API stack for fintech and startup partners to readily integrate UPI services in their products .

0
No votes yet

Liability (1.0.0)(10 APIs included)

This product helps the Neo Banks to extend their facilities to open a deposit with Bank for their customers digitally. It ensures customers to have full control of their accounts without visiting the physical bank branch.

0
No votes yet

NACH NPCI Services (1.0.0)(4 APIs included)

National Payments Corporation of India (NPCI) has implemented “National Automated Clearing House (NACH)” as a centralized clearing service for Banks, Financial Institutions, Corporates and Government that aims at providing interbank high volume, low-value transactions that are repetitive and periodic in nature.

0
No votes yet

Fund Transfer (1.0.0)(12 APIs included)

The Fund Transfer APIs enable easy money transfer services between Bank accounts in India. It facilitates ease in the transfer process using technology solutions like NEFT, RTGS and IMPS mode of payments.

0
No votes yet

E-KYC (1.0.0)(4 APIs included)

Federal Bank offers eKYc services in two variants-

a. SDK version of eKYC

b. Web version of eKYC

To utilize the full potentials of these 2 flavors, Federal Bank also offers below mentioned 2 services -

c. Name and DOB validation

d. Device Whitelisting API

a. SDK version of eKYC - The SDK version of eKYC has two sample codes which need to be embedded in the client's mobile application along with addition of AAR Library, enabling permission, adding UIDAI Public certification.

The detailed data of technical integration will be available for UAT and Production environment.

Below are the expected response parameters for this variant -

{"Status":"Y",”Details”:””,”ErrorCode”:null,”TransactionId”:”ekyc_X5XX4XX4XXXXXXXXXXXX”}

The SDK offered by Bank is compatible with Morpho 1300 series devices with L0 certification. More details can be obtained from - - https://rdserviceonline.com/

b. Web version of eKYC - This variant of eKYC involves multiple steps as follows -

  1. Generate Session ID - The details of this API is provided in the individual API description.

  2. Initiate EKYC process with an HTML post to specified URL - To initiate the eKYC process , post to a URL with parameters from customer browser. The request parameters are - sessionid (Session Id generated on previous step), redirectUrl (Base64 encoded redirect URL), option (Possible values, otp or biometric).

  3. Redirect back to partner Web page - After a successful eKYC the web browser will be redirected to the redirect URL passed on previous step with a custom transaction id as parameter.

c. Name DOB Validation API - The details of this API is provided in the individual API description.

d. Device Whitelisting API - This API is part of eKYC services, that Federal Bank offers. When a client chooses to use the eKYC SDK variant, the use of biometric device becomes mandatory. In order to use those devices, the same needs to be whitelisted as Bank's end. This API helps client to whitelist the biometric devices in real-time. The API has two parts -

  1. Add Device
  2. De/activate device
0
No votes yet

Account Opening (1.0.0)(8 APIs included)

Federal Bank’s API for banking correspondence, facilitates account opening on behalf of the Bank. With services like Customer ID creation, savings account opening, duplication check etc., this API bundle offers necessary services to run a fully Digital Business Correspondence model. These APIs help in further enhancing and transforming the existing Bank offerings, by increasing their appeal to the existing and prospective customers alike.

The Account Opening APIs increase the appeal of the Bank and enable it to meet the changing demands of existing customers as well as prospective customers. These APIs also serve as a unique way to increase customer engagement and attend to customer needs in a secure, agile, and future-proof method.

These benefits in turn, can help enhance this aspect of the Banking experience: Customer Engagement.

Pages

Start Building Today

image

Signup and request a login to get started



Start working with us from today

×