CKYC
The Central Know Your Customer Registry (CKYC) is a government initiative to bring the KYC process of all financial sector entities under a single window. CKYC is managed by CERSAI (Central Registry for Securitisation Asset Reconstruction and Security Interest of India). It is a centralized repository of KYC documents of customers availing various services of the financial sector. CKYC is created with the intent to reduce the burden of submitting KYC documents for verification when starting a new financial relationship with a new finance company.
APIs
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This service is used to fetch CKYC details of a customer from a local database or CERSAI.
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This service is used to download the personal details of a customer from the local database or CERSAI using CKYC Number.
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This API is to Update the existing CKYC. This customer will have a CKYC number and that particular number is passed in this API for updation. The response of this API ie the message and an ID is then marked. It carries almost the same process as that like normal based. But the only difference is, it is used for existing customers.
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This API is to retrieve a customer's current CKYC status. If this API request is given and this shows the response of the statuses likes- Initiated, Processed, Submitted, Completed, OnError, Re-Initiated.
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This API is for the customer with OTP based. The process is the same as the CKYC generating normal API. Customer ID and documents of a customer are sent to the CKYC central application from the Source CIF creation channel/Fintech .
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The API captures Customer ID and documents of a customer from the source CIF creation channel/Fintech.
Plans
In order to subscribe, you must create an account or sign in.
Default Plan
100 calls per 365 days
Default Plan
6 APIs including
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CKYC_Generate 1.0.0
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CKYC_Generate_OTP_Based 1.0.0
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CKYC_Status 1.0.0
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CKYC_Update 1.0.0
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Neo_CKYC_Download_API 1.0.0