Account Opening

APIs

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  Fintech_Ddupe_Chk_API

  1.0.0

  Fintech / Service providers increasingly need a secure and reliable means to validate Customers based on the customer data collected from the field or during registration. API Banking of Federal Bank exposes Dedupe_Chk API in order to cater to this need. Service providers can use this API to validate a Customer by providing data collected by them. API accepts one or more of up to 5 such customer attributes, searches the Bank records for a matching Customer record, and returns appropriate status.

  Following are the capabilities of this API:

  • Any one of the 5 attributes - PAN Number, Aadhaar

  REST

  Online

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  Customer_Creation_API

  1.0.0

  Using the Customer ID Creation API, a banking correspondence application can create a new Customer ID using the customer creation service of the Bank. To create a customer ID in banking system, the Bank requires identity proof, address proof and other vital information of the Customer.

  Please consider the following field requirements while generating the request message -

  1.If POA or POI in request message contains AADHA then UID Number is mandatory.

  2.If POA or POI in request message contains VTRID (Voter Id) then Vtr_Id_Number is mandatory.

  3.If POA or POI in request message

  REST

  Online

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  Account_Creation_API

  1.0.0

  This API is used to create an Account with the Bank and generate an Account Number for the customer. After receiving success acknowledge you have to call Account creation enquiry API for getting the status of the request

  REST

  Online

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  Balance_Enquiry_API

  1.0.0

  This API can be used to fetch the balance information of a given Bank Account with Federal Bank. The AccountNumber for which the balance is to be retrieved is sent as the input to the API. The API will validate the Account number, and returns such details like Account Status, Balance, Ledger Balance, Available Balance etc.

  REST

  Online

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  Account_Statement_API

  1.0.0

  This API can be used to retrieve the details of the given Bank Account along with the list of transactions, on any given date. API accepts the account number and transaction date as input, along with other parameters. Account Statement API will validate the values provided in sender_cd, account_num and date fields.

  This API returns maximum of 200 transactions per call. Each response message will contain the sequence number of the last transaction included in the current list, in the field “last_seq_num”. The client application can then retrieve the next 200 transactions in a subsequent call

  REST

  Online

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  Account_Creation_Enquiry_API

  1.0.0

  This API is used to enquire the Account Creation status with Federal Bank based on the Token Number/Request ID passed during Customer Creation/Account Creation process.

  REST

  Online

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  UN Name check API

  1.0.0

  Reserve Bank of India (RBI) has made it mandatory for Banks to conduct necessary checks before opening a new account to ensure that the identity of the customer does not match with any person with known criminal background or with banned entities such as terrorist individuals or terrorist organizations. As per extant RBI guidelines, Banks are required to ensure that before opening any new account, the proposed customer does not appear in the United Nations’ list under Security Council Resolutions (mainly 1267 and such others as may be specified by RBI from time to time) and the terrorist lists

  REST

  Online

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  PAN Validation API

  1.0.0

  The purpose of this API is to verify the PAN Number to validate Customers based on the customer data collected during the Account Opening process.

  REST

  Online