Digital Credit - Developer Portal

Description

These APIs are offered to extend loan facility to Customers, through FinTech applications. The APIs enable automated loan account creation and loan disbursal capabilities which the FinTech applications can readily use to run their services, in a fully digitalized and integrated fashion.

APIs

NPAVerification

1.0.0

This service identifies customer IDs linked to accounts that become NPA on the same day. So that It can be helpful to prevent the opening or sanctioning of new accounts for customers classified as NPA.

REST

Online
LoanRepaymentSchedule

1.0.0

Using the Loan Repayment Schedule API, a client application can fetch the the repayment schedule of a loan amount from CBS through back end using Service Request ID, Currency, Interest Rate, Loan Amount, Loan Period, Number of installments, Scheme code, etc. The repayment schedule includes details like Amount paid per installment, the amount split between Interest and Principal, Outstanding principal amount, etc.

REST

Online
ManualUnderWritingDataEnq

1.0.0

Manual Under Writing Data Enquiry API is an API to enquire status of application in the manual underwriting portal from fintech partners.

REST

Online
ForexMarkupReversalDataCollection

1.0.0

The process will help the bank to refund the forex amount.

REST

Online
Fintech_Ddupe_Chk_API

3.0.0

This API can be used to check whether a potential customer being onboarded is already an existing Federal Bank customer or not. In addition, this API provides the status of the customer’s profile in terms of partial / full KYC compliance, for existing customer. API accepts one or more of up to 5 such customer attributes, searches the Bank records for a matching Customer record, and returns appropriate status.

REST

Online
CIFv3CustIdCreateAOF

1.0.0

This API is used for creating a new customer id for loan with federal bank.

REST

Online
eNACHdatafintech

1.0.0

The API is used to fetch all data of eNACH transactions that are readily available in the DB.

REST

Online
DigitalProfile

1.0.0

This Api is to fetch the digital profile of the customer email and mobile number

REST

Online
LentraBREwrapper

1.0.0

Lentra BRE wrapper api is used to fetch the BRE response of the API.

REST

Online
GSTbifurcation

1.0.0

GST bifurcation of DC issuance at the transaction level API will collect Card issuance fee including the GST from customers and credit it to the appropriate accounts.

REST

Online
LR_SanctionLimitandDetailsUpdate

1.0.0

The Loan renewal Sanction limit and Details update service provides the ability to update the Sanction limit and details of the borrower.

REST

Online
LR_NextInterestApplicationDateUpdate

1.0.0

The Loan renewal Next Interest Application Date update service provides the ability to update the next Interest Application Date details of the borrower.

REST

Online

Plans

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Basic Plan

100 calls per 52 hours

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Basic Plan

43 APIs including

Account_Statement_API 1.0.0
CustomerId_Creation_API 1.0.0
Fintech_Ddupe_Chk_API 1.0.0
Loan_Account_Creation_API 1.0.0
Loan_disbursal_appl_API 1.0.0

View details

APIs

Title	Version	Type	Rate limits
Account_Statement_API	1.0.0	REST	100 calls per 52 hours
POST /accountStatement			100 calls per 52 hours
CustomerId_Creation_API	1.0.0	REST	100 calls per 52 hours
POST /creation			100 calls per 52 hours
Fintech_Ddupe_Chk_API	1.0.0	REST	100 calls per 52 hours
POST /check			100 calls per 52 hours
Loan_Account_Creation_API	1.0.0	REST	100 calls per 52 hours
POST /creation			100 calls per 52 hours
Loan_disbursal_appl_API	1.0.0	REST	100 calls per 52 hours
POST /disbursal_appl			100 calls per 52 hours
Loan_disbursal_enq_API	1.0.0	REST	100 calls per 52 hours
POST /disbursal_enq			100 calls per 52 hours
Loan_Status_Enquiry_API	1.0.0	REST	100 calls per 52 hours
POST /enquiry			100 calls per 52 hours
PAN Validation API	1.0.0	REST	100 calls per 52 hours
POST /validation			100 calls per 52 hours
PANAadhaarValidate	1.0.0	REST	100 calls per 52 hours
POST /PANAadhaarValidate			100 calls per 52 hours
UN Name check API	1.0.0	REST	100 calls per 52 hours
POST /nameCheck			100 calls per 52 hours
CIF_Enquire_API	1.0.0	REST	100 calls per 52 hours
POST /CifEnq			100 calls per 52 hours
CollateralLinkage	1.0.0	REST	100 calls per 52 hours
POST /link			100 calls per 52 hours
CollateralLodging	1.0.0	REST	100 calls per 52 hours
POST /lodge			100 calls per 52 hours
DigitalCPV	1.0.0	REST	100 calls per 52 hours
POST /digitalCPV			100 calls per 52 hours
LoanClosure	1.0.0	REST	100 calls per 52 hours
POST /loanClosure			100 calls per 52 hours
LoanClosureEnquiry	1.0.0	REST	100 calls per 52 hours
POST /loanClosureEnquiry			100 calls per 52 hours
Loan_Enquire_API	1.0.0	REST	100 calls per 52 hours
POST /LoanEnq			100 calls per 52 hours
UNNameCheck	1.0.1	REST	100 calls per 52 hours
POST /unNameCheck			100 calls per 52 hours
DepositAccountPreclosureEnquiry	1.0.0	REST	100 calls per 52 hours
POST /DepositAcctPreclosEnq			100 calls per 52 hours
DigitalLendingControls	1.0.0	REST	100 calls per 52 hours
POST /digitalLendingControls			100 calls per 52 hours
LoanRepaymentSchedule	1.0.0	REST	100 calls per 52 hours
POST /loanRepaymentSchedule			100 calls per 52 hours
PL_BRE_FetchAuthToken	1.0.0	REST	100 calls per 52 hours
POST /FetchAuthToken			100 calls per 52 hours
PL_BRE_FetchBreDecision	1.0.0	REST	100 calls per 52 hours
POST /FetchBreDecision			100 calls per 52 hours
RepaymentSchedulePL	1.0.0	REST	100 calls per 52 hours
POST /repaymentSchedulePL			100 calls per 52 hours
SchemeChangeAddEnquiry	1.0.0	REST	100 calls per 52 hours
POST /schemeChangeAddEnq			100 calls per 52 hours
DocumentSharing	1.0.0	REST	100 calls per 52 hours
POST /documentSharing			100 calls per 52 hours
UNNameCheck_v2	2.0.0	REST	100 calls per 52 hours
POST /unNameCheck			100 calls per 52 hours
PanValidationV2	2.0.0	REST	100 calls per 52 hours
POST /validate			100 calls per 52 hours
FI_GSTAdd	1.0.0	REST	100 calls per 52 hours
POST /figstadd			100 calls per 52 hours
LR_SanctionLimitandDetailsUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrSanctionLimitAndDtlsUpd			100 calls per 52 hours
LR_NextInterestApplicationDateUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrNextInterestDateUpd			100 calls per 52 hours
LR_LatestInterestRateUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrLatestInterestRateUpd			100 calls per 52 hours
LR_BorrowerReportingDetailsUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrBorrowerDetailsUpd			100 calls per 52 hours
GSTbifurcation	1.0.0	REST	100 calls per 52 hours
POST /GSTbifurcation			100 calls per 52 hours
LentraBREwrapper	1.0.0	REST	100 calls per 52 hours
POST /lentraBreWrapper			100 calls per 52 hours
DigitalProfile	1.0.0	REST	100 calls per 52 hours
POST /digitalProfile			100 calls per 52 hours
eNACHdatafintech	1.0.0	REST	100 calls per 52 hours
POST /enachdata			100 calls per 52 hours
CIFv3CustIdCreateAOF	1.0.0	REST	100 calls per 52 hours
POST /cifCustIdCreateAOF			100 calls per 52 hours
Fintech_Ddupe_Chk_API	3.0.0	REST	100 calls per 52 hours
POST /check			100 calls per 52 hours
ForexMarkupReversalDataCollection	1.0.0	REST	100 calls per 52 hours
POST /forexmarkuprevdatacollect			100 calls per 52 hours
ManualUnderWritingDataEnq	1.0.0	REST	100 calls per 52 hours
POST /MUDataEnq			100 calls per 52 hours
LoanRepaymentSchedule	1.0.0	REST	100 calls per 52 hours
POST /loanRepaymentSchedule			100 calls per 52 hours
NPAVerification	1.0.0	REST	100 calls per 52 hours
POST /NPAVerification			100 calls per 52 hours

Contact information

API Support