Account Utility - Developer Portal

Description

The Account Utility service will reveal the details of any Customer Account with the Merchant to verify and confirm them before initiating any transaction or process within their application.

APIs

currentAccUnfreeze

1.0.0

Unfreeze API which will be used in the DIY current account Opening journey. The API will be used to trigger information from Signzy platform to Finacle for unfreezing the account. Upon completion of the final approval by the OPD user, the API will be invoked.

REST

Online
fednetNPCIAcctfetch

1.0.0

Manual Under Writing Data Enquiry API is an API to enquire status of application in the manual underwriting portal from fintech partners.

REST

Online
BalanceEnquiry_IBU

1.0.0

This API is to get the balance of the accounts which is maintained with IBU .

REST

Online
AccountStatement_IBU

1.0.0

This API is to get the account statement of the accounts which is maintained with IBU .

REST

Online
OperativeAcctFDModify

1.0.0

Provides the ability to search for tokens based on Account PAN, Alternate Account Identifier, Token Unique Reference, Token, Payment App Instance Id or Comment Id.

REST

Online
PixlAOFValidation

1.0.0

PixL AOF Validation solution stands as a cutting-edge AI-driven solution for automated validation of Account Opening Forms. The solution offers several benefits for banks, improving both customer experience and internal operations. Provide an AOF PDF document to the API and the response will contain the corrections required in the AOF.

REST

Online
BeneficiaryAcctNameLookup

1.0.0

This API enables the remitting bank to retrieve the beneficiary's account name from the beneficiary bank by providing the beneficiary's account number and IFSC code. This is routed via NPCI to beneficiary bank.

REST

Online
CustDetailsLight

1.0.0

This API is used to block the payment when the Loan account is more than 4times of EMI in case of term loans and more than 20% of the sanction limit for ODCC.

REST

Online
EnhancedAccountStatement

1.0.0

The API is used for fetching the statement of the given account on the given date and time.

REST

Online
CBWTRReporting

1.0.0

The API is used for Obtaining mandatory data for CBWTR reporting.

REST

Online
CompromiseCheck

1.0.0

Using this API, a client can check whether the customer has a compromise history with the bank.

REST

Online
AccountStatusEnquiry

1.0.0

Using the Account Status Enquiry API, a client application can fetch the account status from CBS through back end using account number, mobile number, request channel, request ID, etc. The account status includes details like account close flag, account freeze flag, kyc flag, lien marking, etc.

REST

Online

Plans

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Default Plan

100 calls per 52 weeks

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Default Plan

21 APIs including

FetchLoanDetails 1.0.0
GetGAMNotification 1.0.0
NominationUpdate 1.0.0
AadharMobValidate 1.0.0
CustDetails_Utility 1.0.1

View details

APIs

Title	Version	Type	Rate limits
FetchLoanDetails	1.0.0	REST	100 calls per 52 weeks
POST /fetchLoanDetails			100 calls per 52 weeks
GetGAMNotification	1.0.0	REST	100 calls per 52 weeks
POST /getGAMNotification			100 calls per 52 weeks
NominationUpdate	1.0.0	REST	100 calls per 52 weeks
POST /nominationUpdate			100 calls per 52 weeks
AadharMobValidate	1.0.0	REST	100 calls per 52 weeks
POST /aadharMob			100 calls per 52 weeks
CustDetails_Utility	1.0.1	REST	100 calls per 52 weeks
POST /customerDetails			100 calls per 52 weeks
CustomerDetails_Utility_API	1.0.0	REST	100 calls per 52 weeks
POST /customerDetails			100 calls per 52 weeks
PhoneNoCustDetails	1.0.0	REST	100 calls per 52 weeks
POST /phoneNoCustDetails			100 calls per 52 weeks
SIStatusEnquiry	1.0.0	REST	100 calls per 52 weeks
POST /SIStatusEnquiry			100 calls per 52 weeks
UPI_IMPSAccountBlock	1.0.0	REST	100 calls per 52 weeks
POST /UPIIMPSAccountBlock			100 calls per 52 weeks
AccountStatusEnquiry	1.0.0	REST	100 calls per 52 weeks
POST /accountStatusEnquiry			100 calls per 52 weeks
CompromiseCheck	1.0.0	REST	100 calls per 52 weeks
POST /compromiseCheck			100 calls per 52 weeks
CBWTRReporting	1.0.0	REST	100 calls per 52 weeks
POST /reportcwtr			100 calls per 52 weeks
EnhancedAccountStatement	1.0.0	REST	100 calls per 52 weeks
POST /enhancedAcctStmt			100 calls per 52 weeks
CustDetailsLight	1.0.0	REST	100 calls per 52 weeks
POST /custdetailslight			100 calls per 52 weeks
BeneficiaryAcctNameLookup	1.0.0	REST	100 calls per 52 weeks
POST /BenefiAcctNameLookup			100 calls per 52 weeks
PixlAOFValidation	1.0.0	REST	100 calls per 52 weeks
POST /PixlAOFValidation			100 calls per 52 weeks
OperativeAcctFDModify	1.0.0	REST	100 calls per 52 weeks
POST /operativeAcctFDModify			100 calls per 52 weeks
AccountStatement_IBU	1.0.0	REST	100 calls per 52 weeks
POST /acctStmtIBU			100 calls per 52 weeks
BalanceEnquiry_IBU	1.0.0	REST	100 calls per 52 weeks
POST /balanceEnqIBU			100 calls per 52 weeks
fednetNPCIAcctfetch	1.0.0	REST	100 calls per 52 weeks
POST /npciAcctfetch			100 calls per 52 weeks
currentAccUnfreeze	1.0.0	REST	100 calls per 52 weeks
POST /currentAccUnfreeze			100 calls per 52 weeks

Contact information

ApiSupport