Digital Credit - Developer Portal

Description

These APIs are offered to extend loan facility to Customers, through FinTech applications. The APIs enable automated loan account creation and loan disbursal capabilities which the FinTech applications can readily use to run their services, in a fully digitalized and integrated fashion.

APIs

FI_GSTAdd

1.0.0

API to document the GST collected by partners from customers in GST master table in Bank systems. The proposed API will replace the manual processing of GST and replace the file transfer based reporting.

REST

Online
PanValidationV2

2.0.0

The PAN Verification API verifies the status of a given PAN along with additional details associated with the PAN such as name, Aadhaar seeding status and type of pan

REST

Online
UNNameCheck_v2

2.0.0

This REST API will return status as “S” in its response, if the name does not appear in the UN Name check database, and the service provider can subsequently continue to on-board that customer. API will return “F” along with the existing blacklisted user’s First-Name, Second-Name and Address available in its database, otherwise. Further scrutiny must be initiated in this case with support from the Bank.

REST

Online
DocumentSharing

1.0.0

Using the document sharing API, a client application share the captured KYC documents like PAN image to the bank using Account number, Channel Id ,header along with some reserve fields , Document type and documents in base 64 string format..

REST

Online
CIF_Enquire_API

1.0.0

This service is used for enquiring CIF creation status for federal bank customers.

REST

Online
CollateralLinkage

1.0.0

This API can be used for collateral linkage .

REST

Online
CollateralLodging

1.0.0

This API can be used for collateral lodging .

REST

Online
DigitalCPV

1.0.0

Hunter API is used to check the customer information provided by the user is valid at Experian end.

REST

Online
LoanClosure

1.0.0

This Service is used to close the loan account of the customer.

REST

Online
LoanClosureEnquiry

1.0.0

This service is used to enquire Payoff / Settlement amount for the given loan account number.

REST

Online
Loan_Enquire_API

1.0.0

This service is used for enquiring Loan creation status for federal bank customers.

REST

Online
UNNameCheck

1.0.1

This Service is used for checking if the incoming name is available in the UN check DB.

REST

Online

Plans

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Basic Plan

100 calls per 52 hours

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Basic Plan

41 APIs including

Account_Statement_API 1.0.0
CustomerId_Creation_API 1.0.0
Fintech_Ddupe_Chk_API 1.0.0
Loan_Account_Creation_API 1.0.0
Loan_disbursal_appl_API 1.0.0

View details

APIs

Title	Version	Type	Rate limits
Account_Statement_API	1.0.0	REST	100 calls per 52 hours
POST /accountStatement			100 calls per 52 hours
CustomerId_Creation_API	1.0.0	REST	100 calls per 52 hours
POST /creation			100 calls per 52 hours
Fintech_Ddupe_Chk_API	1.0.0	REST	100 calls per 52 hours
POST /check			100 calls per 52 hours
Loan_Account_Creation_API	1.0.0	REST	100 calls per 52 hours
POST /creation			100 calls per 52 hours
Loan_disbursal_appl_API	1.0.0	REST	100 calls per 52 hours
POST /disbursal_appl			100 calls per 52 hours
Loan_disbursal_enq_API	1.0.0	REST	100 calls per 52 hours
POST /disbursal_enq			100 calls per 52 hours
Loan_Status_Enquiry_API	1.0.0	REST	100 calls per 52 hours
POST /enquiry			100 calls per 52 hours
PAN Validation API	1.0.0	REST	100 calls per 52 hours
POST /validation			100 calls per 52 hours
PANAadhaarValidate	1.0.0	REST	100 calls per 52 hours
POST /PANAadhaarValidate			100 calls per 52 hours
UN Name check API	1.0.0	REST	100 calls per 52 hours
POST /nameCheck			100 calls per 52 hours
CIF_Enquire_API	1.0.0	REST	100 calls per 52 hours
POST /CifEnq			100 calls per 52 hours
CollateralLinkage	1.0.0	REST	100 calls per 52 hours
POST /link			100 calls per 52 hours
CollateralLodging	1.0.0	REST	100 calls per 52 hours
POST /lodge			100 calls per 52 hours
DigitalCPV	1.0.0	REST	100 calls per 52 hours
POST /digitalCPV			100 calls per 52 hours
LoanClosure	1.0.0	REST	100 calls per 52 hours
POST /loanClosure			100 calls per 52 hours
LoanClosureEnquiry	1.0.0	REST	100 calls per 52 hours
POST /loanClosureEnquiry			100 calls per 52 hours
Loan_Enquire_API	1.0.0	REST	100 calls per 52 hours
POST /LoanEnq			100 calls per 52 hours
UNNameCheck	1.0.1	REST	100 calls per 52 hours
POST /unNameCheck			100 calls per 52 hours
DepositAccountPreclosureEnquiry	1.0.0	REST	100 calls per 52 hours
POST /DepositAcctPreclosEnq			100 calls per 52 hours
DigitalLendingControls	1.0.0	REST	100 calls per 52 hours
POST /digitalLendingControls			100 calls per 52 hours
LoanRepaymentSchedule	1.0.0	REST	100 calls per 52 hours
POST /loanRepaymentSchedule			100 calls per 52 hours
PL_BRE_FetchAuthToken	1.0.0	REST	100 calls per 52 hours
POST /FetchAuthToken			100 calls per 52 hours
PL_BRE_FetchBreDecision	1.0.0	REST	100 calls per 52 hours
POST /FetchBreDecision			100 calls per 52 hours
RepaymentSchedulePL	1.0.0	REST	100 calls per 52 hours
POST /repaymentSchedulePL			100 calls per 52 hours
SchemeChangeAddEnquiry	1.0.0	REST	100 calls per 52 hours
POST /schemeChangeAddEnq			100 calls per 52 hours
DocumentSharing	1.0.0	REST	100 calls per 52 hours
POST /documentSharing			100 calls per 52 hours
UNNameCheck_v2	2.0.0	REST	100 calls per 52 hours
POST /unNameCheck			100 calls per 52 hours
PanValidationV2	2.0.0	REST	100 calls per 52 hours
POST /validate			100 calls per 52 hours
FI_GSTAdd	1.0.0	REST	100 calls per 52 hours
POST /figstadd			100 calls per 52 hours
LR_SanctionLimitandDetailsUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrSanctionLimitAndDtlsUpd			100 calls per 52 hours
LR_NextInterestApplicationDateUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrNextInterestDateUpd			100 calls per 52 hours
LR_LatestInterestRateUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrLatestInterestRateUpd			100 calls per 52 hours
LR_BorrowerReportingDetailsUpdate	1.0.0	REST	100 calls per 52 hours
POST /lrBorrowerDetailsUpd			100 calls per 52 hours
GSTbifurcation	1.0.0	REST	100 calls per 52 hours
POST /GSTbifurcation			100 calls per 52 hours
LentraBREwrapper	1.0.0	REST	100 calls per 52 hours
POST /lentraBreWrapper			100 calls per 52 hours
DigitalProfile	1.0.0	REST	100 calls per 52 hours
POST /digitalProfile			100 calls per 52 hours
eNACHdatafintech	1.0.0	REST	100 calls per 52 hours
POST /enachdata			100 calls per 52 hours
CIFv3CustIdCreateAOF	1.0.0	REST	100 calls per 52 hours
POST /cifCustIdCreateAOF			100 calls per 52 hours
Fintech_Ddupe_Chk_API	3.0.0	REST	100 calls per 52 hours
POST /check			100 calls per 52 hours
ForexMarkupReversalDataCollection	1.0.0	REST	100 calls per 52 hours
POST /forexmarkuprevdatacollect			100 calls per 52 hours
ManualUnderWritingDataEnq	1.0.0	REST	100 calls per 52 hours
POST /MUDataEnq			100 calls per 52 hours

Contact information

Saran K Joseph