instant_loan_eligibility_check_API

1.0.0
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Overview

Before offering an EMI facility to a Customer, the provider at POS Terminal needs to ensure that the customer is eligible for the loan amount. This API is to check the eligibility of a customer to avail loan equal to the sale amount. While initiating a payment through the POS, an EMI offer gets communicated to the customer. Once the interested customer selects the EMI option and tenure from the POS menu, the ‘Instant Loan Eligibility Check’ API to be invoked to perform an eligibility check. The customer is identified based on the Federal Bank Card Number. For eligible customers, a success response with an available credit limit gets displayed.

Type
REST
OAS2
Protocol
HTTPS
Endpoint
Production, Development:
https://devgateway.federalbank.co.in/instant
Security
appSecret
X-IBM-Client-Secret
apiKey located in header
appId
X-IBM-Client-Id
apiKey located in header