Overview
This API is to validate the Virtual ID of a Customer before initiating PAY / COLLECT requests, to make sure the transaction gets initiated against the correct party. Details of the Merchant and Customer Virtual ID are to be specified as part of the MerchantBody section of the request message. The response will contain the name of the Account holder if the Virtual ID specified by PayeeAddress is valid. This API follows an asynchronous processing model. On receiving address validation request (ReqValAdd) from the Merchant, Federal Bank will validate the request and send an Acknowledgement to the Merchant. If the request is valid, Federal Bank will then send a response message (RespValAdd) to the Merchant with the name of the Party / Customer whose Virtual ID was mentioned in the request. The RespValAdd response message will have the same TransactionId as the original request message. Merchant must acknowledge receipt of the RespValAdd message, which in turn completes the process flow. The Merchant should always perform an Address Validation request before initiating either PAY or COLLECT Request API, to make sure the transaction gets effected against the correct party.