Digital Credit
These APIs are offered to extend loan facility to Customers, through FinTech applications. The APIs enable automated loan account creation and loan disbursal capabilities which the FinTech applications can readily use to run their services, in a fully digitalized and integrated fashion.
APIs
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The PAN Verification API verifies the status of a given PAN along with additional details associated with the PAN such as name, Aadhaar seeding status and type of pan
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This REST API will return status as “S” in its response, if the name does not appear in the UN Name check database, and the service provider can subsequently continue to on-board that customer. API will return “F” along with the existing blacklisted user’s First-Name, Second-Name and Address available in its database, otherwise. Further scrutiny must be initiated in this case with support from the Bank.
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Using the document sharing API, a client application share the captured KYC documents like PAN image to the bank using Account number, Channel Id ,header along with some reserve fields , Document type and documents in base 64 string format..
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This service is used for enquiring CIF creation status for federal bank customers.
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This API can be used for collateral linkage .
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This API can be used for collateral lodging .
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Hunter API is used to check the customer information provided by the user is valid at Experian end.
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This Service is used to close the loan account of the customer.
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This service is used to enquire Payoff / Settlement amount for the given loan account number.
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This service is used for enquiring Loan creation status for federal bank customers.
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This Service is used for checking if the incoming name is available in the UN check DB.
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This API will be used by the partner when a customer enquires to foreclose an account. The customer will be able to see the penalty associated with the FD closure and his actual payout if he wishes to close the FD.
Pagination
Plans
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Basic Plan
100 calls per 52 hours
Basic Plan
28 APIs including