Digital Credit

1.0.0
Description

These APIs are offered to extend loan facility to Customers, through FinTech applications. The APIs enable automated loan account creation and loan disbursal capabilities which the FinTech applications can readily use to run their services, in a fully digitalized and integrated fashion.

APIs

    • This service is used for enquiring CIF creation status for federal bank customers.

      REST
      Online

    • Hunter API is used to check the customer information provided by the user is valid at Experian end.

      REST
      Online

    • This Service is used to close the loan account of the customer.

      REST
      Online

    • This service is used to enquire Payoff / Settlement amount for the given loan account number.

      REST
      Online

    • This service is used for enquiring Loan creation status for federal bank customers.

      REST
      Online

    • This Service is used for checking if the incoming name is available in the UN check DB.

      REST
      Online

    • This API will be used by the partner when a customer enquires to foreclose an account. The customer will be able to see the penalty associated with the FD closure and his actual payout if he wishes to close the FD.

      REST
      Online

    • Using the Loan Repayment Schedule API, a client application can fetch the the repayment schedule of a loan amount from CBS through back end using Service Request ID, Currency, Interest Rate, Loan Amount, Loan Period, Number of installments, Scheme code, etc. The repayment schedule includes details like Amount paid per installment, the amount split between Interest and Principal, Outstanding principal amount, etc.

      REST
      Online

    • Personal Loan Business Rule Engine-Fetch Auth Token API can be used to fetch Authentication token for calling the bre decision API. The username and password to call to this service will be provided by federal bank at the time of onboarding.

      REST
      Online

Plans

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locked

Basic Plan

100 calls per 52 hours

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Basic Plan

26 APIs including

  • Account_Statement_API 1.0.0
  • CustomerId_Creation_API 1.0.0
  • Fintech_Ddupe_Chk_API 1.0.0
  • Loan_Account_Creation_API 1.0.0
  • Loan_disbursal_appl_API 1.0.0

Contact information

Saran K Joseph