UPI - Developer Portal | Developer Portal

Description

The Unified Payments Interface (UPI) is an instant, real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank transactions. It is a unique solution that can be used to transfer money and make payments using the Immediate Payments Service (IMPS). UPI is an initiative by NPCI, regulated by RBI. UPI works 24/7. Federal Bank offers the UPI API stack for fintech and startup partners to readily integrate UPI services in their products .

APIs

UPI_Collect_Req_API

1.0.0

This API is to initiate a transaction where the merchant is requesting funds from the remitter using the remitter’s virtual ID. The merchant is a pre-configured and registered entity with the Bank. For this process, the merchant sends a COLLECT request with the specific UPI address of the Customer. When the Customer accepts the COLLECT request and pays the amount, the amount gets credited to the beneficiary account. The request has MerchantHeader and MerchantBody sections with details of the payment, including amount, payee address, etc. This API follows an asynchronous processing model. On

REST

Online

Plans

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Basic Plan

75 calls per 52 weeks

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Basic Plan

13 APIs including

UPI_Response_Txn_Confirmation_API 1.0.0
UPI_Collect_Req_API 1.0.0
UPI_Delink_Account_API 1.0.0
UPI_Disable_Virtual_ID_API 1.0.0
UPI_Modify_Account_API 1.0.0

View details

APIs

Title	Version	Type	Rate limits
UPI_Response_Txn_Confirmation_API	1.0.0	REST	75 calls per 52 weeks
POST /response-txn-confirm			75 calls per 52 weeks
UPI_Collect_Req_API	1.0.0	REST	75 calls per 52 weeks
POST /collect_req			75 calls per 52 weeks
UPI_Delink_Account_API	1.0.0	REST	75 calls per 52 weeks
POST /delink_account			75 calls per 52 weeks
UPI_Disable_Virtual_ID_API	1.0.0	REST	75 calls per 52 weeks
POST /disable_virtualid			75 calls per 52 weeks
UPI_Modify_Account_API	1.0.0	REST	75 calls per 52 weeks
POST /modify_account			75 calls per 52 weeks
UPI_Outbound_Resp_API	1.0.0	REST	75 calls per 52 weeks
POST /outbound_resp			75 calls per 52 weeks
UPI_Pay_Req_API	1.0.0	REST	75 calls per 52 weeks
POST /pay_req			75 calls per 52 weeks
UPI_Tran_Enq_API	1.0.0	REST	75 calls per 52 weeks
POST /tran_enq			75 calls per 52 weeks
POST /tran_enq/crypto			75 calls per 52 weeks
UPI_Validate_Address_API	1.0.0	REST	75 calls per 52 weeks
POST /validate_address			75 calls per 52 weeks
UPI_Virtual_ID_Creation_API	1.0.0	REST	75 calls per 52 weeks
POST /create_virtualid			75 calls per 52 weeks
UPI_Refund	1.0.0	REST	75 calls per 52 weeks
POST /refund			75 calls per 52 weeks
UPITransactionRefEnq	1.0.0	REST	75 calls per 52 weeks
POST /UPITxnRefEnq			75 calls per 52 weeks
offAppReconStatus	1.0.0	REST	75 calls per 52 weeks
POST /offAppReconStatus			75 calls per 52 weeks

Contact information

API Support